TERMS OF SERVICE

Atlas Union Bank

These Terms of Service govern your access to and use of the Atlas Union Bank website, digital banking platforms, and related services. By accessing or using our services, you agree to comply with and be bound by these Terms. If you do not agree, you must not use our services.

1. Acceptance of Terms

By creating an account, accessing our platform, or using any service provided by Atlas Union Bank, you confirm that you have read, understood, and agreed to these Terms of Service, along with our Privacy Policy and other applicable policies.

2. Eligibility

To use Atlas Union Bank services, you must:

- Be legally capable of entering into binding agreements

- Provide accurate, complete, and up-to-date information

- Use the services only for lawful purposes

We reserve the right to refuse or terminate access if eligibility requirements are not met.

3. Use of Services

You agree to use our services responsibly and in compliance with all applicable laws and regulations. You must not:

- Engage in fraudulent, deceptive, or unlawful activities

- Attempt to gain unauthorized access to systems or accounts

- Interfere with the security or performance of our platform

- Misuse our services in a manner that may harm Atlas Union Bank or other users

4. Account Responsibility

You are responsible for:

- Maintaining the confidentiality of your login credentials

- All activities conducted under your account

- Promptly notifying Atlas Union Bank of any unauthorized access or security concerns

Atlas Union Bank is not responsible for losses resulting from your failure to protect your account credentials.

5. Banking and Financial Services

All financial services provided by Atlas Union Bank are subject to applicable laws, regulations, internal policies, and verification procedures. Certain services may require additional documentation, identity verification, or compliance checks.

We reserve the right to modify, suspend, or discontinue any service in accordance with regulatory or operational requirements.

6. Fees and Charges

Any applicable fees, charges, or service costs will be clearly communicated through our platform or official channels. By using our services, you agree to any disclosed fees associated with your selected products or services.

7. Intellectual Property

All content, trademarks, logos, designs, and materials on the Atlas Union Bank platform are the property of Atlas Union Bank or its licensors. You may not copy, reproduce, distribute, or modify any content without prior written permission.

8. Limitation of Liability

Atlas Union Bank provides its services on an “as is” and “as available” basis. To the maximum extent permitted by law, we are not liable for:

- Indirect, incidental, or consequential damages

- Losses resulting from system interruptions, delays, or external factors beyond our control

- Unauthorized access caused by user negligence

Nothing in these Terms limits liability where such limitation is prohibited by law.

9. Suspension and Termination

We reserve the right to suspend or terminate access to our services, with or without notice, if:

- These Terms are violated

- Illegal or suspicious activity is detected

- Required by law or regulatory authorities

Termination does not affect obligations that by nature should survive termination.

10. Modifications to Terms

Atlas Union Bank may update these Terms of Service from time to time. Updated terms will be posted on this page, and continued use of our services constitutes acceptance of the revised Terms.

11. Governing Principles

These Terms are governed by applicable banking regulations, financial compliance standards, and general principles of contract law, without limiting consumer rights under applicable laws.

12. Contact Information

If you have questions regarding these Terms of Service, please contact Atlas Union Bank through our official support channels available on our website.